Are Travel Credit Cards Worth it?

August 31, 2018 by · Comments Off on Are Travel Credit Cards Worth it? 

Summary: If you travel frequently you have probably heard of travel credit cards. If you are interested in getting one, you should first weigh the pros and cons.


Those who travel often might be aware of travel credit cards. There are many different kinds of travel credit cards, which is why it is important to be aware of some of the main aspects of them.


Bonuses for Opening an Account


Some banks will offer rewards just for opening an account with them. For example, if you order a travel credit card, you may have the opportunity to get cash back on transactions, a number of free miles, and discounts when you purchase from particular vendors. If the bonuses seem enticing and fit your spending habits, then a travel credit card could be a good idea. Research the different cards out there and find benefits that would help you the most.


Points for Purchases


One of the biggest benefits to getting a travel credit card is having access to the point system. If you take flights fairly often, then you can use the credit card to gain additional miles. Some credit card companies offer a number of free miles whenever you book a flight using the card. Others might offer free miles or other rewards using another point system. The more often you use the card, the closer you can get to having enough points for a free flight.


Avoid Airport Stores


A good rule of thumb is to spend as little as you can in the airport. A common misconception is that travel credit cards can lower airport costs. If you want to stock up on snacks or need a portable battery before your long flight, avoid the airport stands by making purchases online or at your local grocery store before then. Goods sold at airports are oftentimes much more expensive than those sold elsewhere. Some travel credit cards can help you save on flights but most will not help you save on airport goods.


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What Can You Do to Increase the Real Estate Value of Your Home?

May 14, 2014 by · Comments Off on What Can You Do to Increase the Real Estate Value of Your Home? 

By Al Donohue

If you have a home in Ridgewood, NJ, you’ve already hit the jackpot in a number of ways. Ridgewood is synonymous with affluence and is easily as safe and pleasant to the eyes. But we all want to do more to increase our property value. For one, this often makes it more enjoyable for us. However, it also means you get a return on your home when you sell it, just like a traditional investment.

Fortunately, there’s plenty you can do for a Ridgewood home to make sure you get more back when you finally sell it. The obvious recommendation is to first ensure the basement is finished. This is a no brainer.

However, if you really want to add value, try installing a pool. Everyone will love it when the summers get hot in New Jersey, as they often do, plus people will be willing to pay far more for a house that has said pool.

Another simple solution is to put in hardwood  floors as these are always a preferable choice to linoleum or other, cheaper options you commonly see.

So don’t rest on your laurels no matter how great your Ridgewood home is. Instead, consider the above options for increasing your enjoyment and investment.


Ebergen County Homes are experts in the Ridgewood homes for sale market. So if you’re thinking about making the area your new home, you’ll want to rely on the expertise and experience in the area to ensure you get the house of your dreams in the perfect location.

Tokyo During the Meiji Era

January 17, 2014 by · Comments Off on Tokyo During the Meiji Era 

Posted By Samuel Phineas Upham

The Tokugawa regime officially ended in 1868, with the defeat of the Tokugawa forces at Toba-Fushimi. The prefecture of Edo would forever change, in name and in status. Edo, which meant “estuary” was renamed to Tokyo, which means the eastern capital. At the time, the emperor who would sit on the throne in Tokyo was just 16 years old.


One of the biggest improvements made during the Meiji era was the consolidation of government schools under the Tokyo Imperial University system. This created a strong emphasis on Western disciplines like science and technology. Heavy emphasis was placed on Japanese nationalism, which became a large part of the Tokyo University system, and ultimately Japanese politics for years to come.

Urban Planning

By 1905, Tokyo had blossomed to over 2 million people. There was extensive planning involved with rebuilding Tokyo after the Tokugawa, and officials wanted the city to have a certain look too. They began with elements of modernity, but kept many of the pre-existing structures from the imperial period.

Museums and Parks

The cultural officials behind Meiji’s development modeled their improvements on Berlin, London and Paris. Tokyo was meant to embody the greatest cultural treasures from around the world. Urban parks were also planned as a kind of oasis of beauty and relaxation. The leadership created two parks: one for public celebration and the other was turned into a recreational space. These early models helped shape the city’s cultural centers well after the Meiji period ended.

About the Author: Samuel Phineas Upham is an investor at a family office/ hedgefund, where he focuses on special situation illiquid investing. Before this position, Phin Upham was working at Morgan Stanley in the Media & Technology group. You may contact Phin on his Samuel Phineas Upham website or Facebook.