Selling a Home Online Is a Viable Alternative

March 29, 2016 by · Comments Off on Selling a Home Online Is a Viable Alternative 

Selling a Home Online Is a Viable AlternativeThe old-fashioned way of selling a home requires a lot of patience and time – not to mention the stress you’re going to have to deal with. Thanks to online technology, the home-selling process can be simplified. With many established online real estate networks, you’re now able to sell your home completely online. Here are some of the main reasons why going this route is a solid alternate option.

It’s Relatively Painless

If you’re taking the route of selling your home online, the most work that you’re going to have to do is entering a set amount of information required by the site. Many sites will also offer you a comparative analysis based on the listing that you provided which will help you generate a fair price that your home can be sold at.

Bringing In Different Buyers

With an online listing, you may receive offers from buyers that prefer to browse online. With all the paperwork pretty much completed on the website alone, the process can be quick and easy for you. Additionally, many of these sites cater to sellers that look to sell their home quickly. This means buyers will continuously search around these sites to find a competitive offer. Many believe that this puts homeowners at an advantage.

The Bottom Line

Selling your home online is a relatively easy process that takes less than half the work of doing it through a real estate agent. It’s a great way to get your home out to the public without providing much effort in it. The traditional home-selling headaches can be avoided by going with this route and could be a lot more valuable than you might believe.

Bio: Kuba Jewgieniew is the head of Realty ONE Group, a real estate brokerage firm that has been ranked as one of the fastest growing companies by Inc. 500.

Ways to Help a Struggling Homeowner

November 27, 2015 by · Comments Off on Ways to Help a Struggling Homeowner 

Article written by Elite Sites, Website reviews

If you’re struggling to pay your mortgage and are stressing out on the bank seizing your home, you’re not alone. You may be thinking that your house might be next on the list of foreclosures but you have to remember that there is hope. You have several options that will lessen your mortgage woes and reduce your monthly payments. While each financial situation is different, here are some options that you can take advantage of to save your beloved home.

Refinancing

Refinancing to a longer loan period will lower your monthly mortgage payments but spread it out for a longer time period. This is recommended for homeowners that just aren’t able to keep up with their monthly payments due to a high interest. It’s also important to note that if you’re going to refinance, your interest rate will increase.

Challenge Property Taxes

A short term strategy, you can contact your county’s tax assessor to see if your house’s value has decreased. This strategy may only give you small relief in your financial problems but it is an option that you can use.

Home Equity Loan

A home equity loan can help homeowners if their home’s equity is high. A solid strategy to use, this can supply you with the additional money that you’ll need to take care of your mortgage. It provides immediate assistance to struggling homeowners and is one of the more popular options.

The Bottom Line

Whichever option that you choose, you have to remember that this is only a temporary solution. The chances of you losing your house are dependent on the careful handling of your finances.

Bio: Kuba Jewgieniew is the head of Realty ONE Group, a real estate brokerage firm that supplies their agents with the latest technology to succeed in the industry.


 

The Importance of Reading a Rental Agreement

November 2, 2015 by · Comments Off on The Importance of Reading a Rental Agreement 

The-Importance-of-Reading-a-Rental-Agreement

Article written by Sweet Happening, happy news from around the world

Throughout the course of life, people want to experience the independence of living on their own – whether it is a house or an apartment. You’ll come across a legal document known as a lease. Now, you may be inclined to sign the document right after skimming through it but this is not recommended. Sure, the legalities and all of the verbiage in it may come off confusing but it’s important to know what you’re signing off to. Here are some important parts of your lease that you should pay attention to.
Find out how much the rent is going to be. How much is it monthly? What fees are associated with it? Calculate this total to get an idea of how much you’re going to be spending monthly. Don’t be afraid to say no if you don’t feel financially comfortable.

The details regarding how long your lease will be should be duly noted. Also, make sure the landowner’s full contact information is provided – name, telephone number, apartment number. It should also have the date the lease was signed.

Pay attention to the rental agreements that pertain to the repairs and maintenance – many landlords will cover you for these costs. Anything from broken window blinds to replacing an air conditioner, make sure that you go over this with the landlord to avoid costly replacements.
Rental agreements should state whether they have a no-pet clause. If they don’t, confirm it with your landlord to avoid paying an undisclosed fee.

Before you sign your rental agreement make sure that you know what you’re getting into. There’s nothing worse than to get hit with fees that you skipped over in your contract.
Bio: Kuba Jewgieniew is the head of Realty ONE Group, a real estate brokerage firm that believes in their agents. They’ve built their business around them and designed it specifically to help them exceed expectations and ensure their success.

Should You Rent-to-Own a Home?

July 14, 2014 by · Comments Off on Should You Rent-to-Own a Home? 

Renters who want to own a home may lack a down-payment or solid credit needed to obtain a mortgage loan from a conventional lender. Rent-to-own properties may require the renter to fix certain items in the home or, in other instances, require the renter to make at least a year’s rental payments on time. Although specifics vary by rent-to-own lenders, it’s possible for renters to own a home when their ability to borrow from the bank or down-payment funds is restricted.

Considerations

Rent-to-own properties are likely to cost more than comparative properties available for outright purchase. It’s important to review the terms and conditions from the private lender to make sure they’re agreeable. For instance, the owner may require a balloon payment on the property at some future point. Alternatively, the lender may need the renter to fix the roof, furnace, heating or air conditioning as part of the loan agreement. The borrower must either pay someone to make these repairs or possess the skills to perform the tasks.

Time

Some rent-to-own lenders reserve a portion of the borrower’s monthly rent as part of the future down-payment. There may be terms and conditions associated with the lender’s agreement to conserve any portion of the rent for this purpose. For example, the renter must make each payment on time and complete any other agreements with the lender by a certain date. If the renter fails to pay or make improvements or repairs on time, the privilege (if granted) may be rescinded.



Kuba Jewgieniew is a real estate expert, and founder of Realty ONE Group. As a former stock broker, Kuba Jewgieniew is able to strategically use data to inform Realty ONE Group’s approach to sales.

What Can You Do to Increase the Real Estate Value of Your Home?

May 14, 2014 by · Comments Off on What Can You Do to Increase the Real Estate Value of Your Home? 

By Al Donohue

If you have a home in Ridgewood, NJ, you’ve already hit the jackpot in a number of ways. Ridgewood is synonymous with affluence and is easily as safe and pleasant to the eyes. But we all want to do more to increase our property value. For one, this often makes it more enjoyable for us. However, it also means you get a return on your home when you sell it, just like a traditional investment.

Fortunately, there’s plenty you can do for a Ridgewood home to make sure you get more back when you finally sell it. The obvious recommendation is to first ensure the basement is finished. This is a no brainer.

However, if you really want to add value, try installing a pool. Everyone will love it when the summers get hot in New Jersey, as they often do, plus people will be willing to pay far more for a house that has said pool.

Another simple solution is to put in hardwood  floors as these are always a preferable choice to linoleum or other, cheaper options you commonly see.

So don’t rest on your laurels no matter how great your Ridgewood home is. Instead, consider the above options for increasing your enjoyment and investment.

______________________________________________________________________

Ebergen County Homes are experts in the Ridgewood homes for sale market. So if you’re thinking about making the area your new home, you’ll want to rely on the expertise and experience in the area to ensure you get the house of your dreams in the perfect location.

Getting That Dream House with a Budget

October 16, 2013 by · Comments Off on Getting That Dream House with a Budget 

While buying a new home can be an exciting prospect, new home owners need to approach this enterprise without any blinders on. Buying a home needs to be approached with a serious perspective. While the journey may be filled with new beginnings for you and yours, it can turn into a struggle if proper planning hasn’t been set in stone. With so many variables that can occur, a thorough game plan can go a long way towards making the dream a reality.

Creating a realistic budget is the first step in buying property. Making the decision to invest should have been brought about with a sense of gravity. Planning a budget should be approached with the same level of weight. There are many factors that need to be considered when putting together a financial plan. What follows are just a few.

First and foremost, begin examining the prices of properties in areas that you desire to invest in. With this initial search, you’ll be able to get a grasp of whether this location is affordable. Second, use a mortgage calculator to discover what you monthly payments might be. In the process be sure to get a firm idea of what your what you can realistically afford, including both property taxes and homeowner’s insurance. It may be advantageous to plan high rather than low to have enough set aside in case of emergencies and repairs if they may be needed.

There are other factors to consider in this process. And this small article can’t hope to contain enough all of the information necessary. It is only a starting point. However, the internet is full of many knowledgeable sources. Further research is recommended. Being prepared is the only way to go when buying property.

Tips for Buying Real Estate

September 16, 2013 by · Comments Off on Tips for Buying Real Estate 

Buying a home, especially your first home, can be a life altering event.  It’s a big deal!  Your home becomes your haven in the midst of a stress-filled life.  For that reason, you should find a home that helps you unwind and relax at the end of the day.  The home you buy can also impact your credit score for years to come.

Here are some of the top tips when scoping out the real estate market:

1) Do your homework: What exactly does that mean?  It means that you should know all of your information before scouring the marketplace.  In other words, have information on hand such as your credit score and your debt-to-income ratio.

2) Be honest with yourself: It’s so important to be honest with yourself about your budget and what you really want in your home.  Part of the necessary homework is to make a list of all the qualities that you do want and that you don’t want in your home.

3) Know the market: One of the biggest mistakes that buyers make is not researching the market trends.  It’s important to follow the current trends in the market so that you’re familiar with the average asking prices and when is the right time to buy.  If you do this, you will most likely save money in the long run and feel better about the decision to buy a specific home.

Buying the right home comes down to doing your homework on yourself and the marketplace!

Buying a Home within Your Budget

July 19, 2013 by · Comments Off on Buying a Home within Your Budget 

So, you’re buying your first home and feel that your finances are in the right place to do so.  You’ve found a home you would like to make an offer on and feel that it’s in your budget.  This article highlights some of the commonly overlooked details in a home-buying budget.

There are many costs that go along with homeownership which many people don’t take into account.  Using a mortgage calculator is a great starting point to determine the price range that you can afford.  You need to evaluate what size of a down payment you can afford to make.  You also need to prepare for a home inspection which is typically a few hundred dollars.  On top of that you will have closing costs which include an appraisal, loan and lender fees, as well as the cost of moving. 

There are also other costs that may be delayed until the future, but should be considered in advance.  For example, there are often homeowners-association fees which can include monthly bills.  Two of the most commonly forgotten expenses are maintenance and utility bills.  Many people don’t realize that owning a home can significantly increase their electric and gas bills.        

The best option is to find a home that fits reasonably into your budget and requires a sensible down-payment.  Also, make sure to calculate what your monthly house expenses will be to see if that will work in allowing you to maintain your current lifestyle.  It’s also smart to have extra money in your savings account for emergencies and unpredictable incidents, such as repairs.   

Houses: sometimes smaller is better

March 25, 2013 by · Comments Off on Houses: sometimes smaller is better 

Article Submitted By – Jerry Armen

jerry armen

Many people grow up dreaming of someday owning their own home and most of them fantasize about a big house. The fantasy is rarely filled with details, or they would realize that road is filled with its own headaches. In fact, life can be much more pleasant with a humble home.

The large house introduces many more responsibilities than the smaller home. If you are ready to take these on, then more power to you. Consider the fact that the larger size means more weekly cleaning, inside and out. There are many more places the house can fail due to deterioration. So inspections are more tedious. The likelihood of your home developing a problem is multiplied as the size increases. You have more roof to leak, more walls to host pests, more foundation to crack, etc…

Some owners of large homes simply shell out more cash monthly for the wages of hired help to take care of all the additional responsibilities. In this way, they are helping the local economy, but you must have a significant amount of money to make that kind of a leap. Many people simply do not. The smaller home is the ideal solution for you, if you are not one of the very wealthy.

Even if you start making more money later, you can sell the small home and move into your dream house. Until then, enjoy the absence of headaches and relish the deep sleep that will wrap its arms around you each night as you sleep in your smaller house.

Benefits of a Floor Scrubber

April 22, 2011 by · Comments Off on Benefits of a Floor Scrubber 

If there is anything that is true of using a floor scrubber, it is the fact that this machine has changed the way you clean your home or office premises. Of course, if you would have used a broom, a pail of water, and a brush in order to clean your home, you would see the difference in the effort exerted almost immediately.

homefloorscrubber

For one, these machines have been designed to complete a cleaning task far more effectively and efficiently than is possible with the aforementioned implements used earlier.

But the beauty of these machines is the fact that designers have realized that a one-size-fits-all approach does not work, and this is why you can find floor scrubbers of all sizes and functions these days.

But where do you find these models if you are interested in purchasing a new model for your home or office?

One place where you can find these machines is over the internet – at sites that will not only offer you the best prices for used scrubbers but also offer easy installment options especially if you are interested in an expensive machine.

If that is not enough, you can also find Tennant parts if you need to get the machine that you use repaired.

All in all, no matter how you look at it, scrubbers and buffers will help you keep your home and office more clean than usual.  So it is a good idea to get yourself one.