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Should You Rent-to-Own a Home?
Renters who want to own a home may lack a down-payment or solid credit needed to obtain a mortgage loan from a conventional lender. Rent-to-own properties may require the renter to fix certain items in the home or, in other instances, require the renter to make at least a year’s rental payments on time. Although specifics vary by rent-to-own lenders, it’s possible for renters to own a home when their ability to borrow from the bank or down-payment funds is restricted. Considerations Rent-to-own properties are likely to cost more than comparative properties available for outright purchase. It’s important to review the terms and conditions from the private lender to make…
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Creating your dream garden
Do your research: The Internet is full of help. Many sites such as Pinterest, Houzz.com provides many helpful information and pictures of some of the best. There are plenty of published magazines and others to get help too. When you go through several examples, you will notice a pattern developing and follow your heart with their guidelines. Where do you want your garden: Based on sun exposure, terrain, and many other factors decide where you like to place your garden. You can then measure the area and prepare a sketch. Do your research on plant material: Western Garden Book and the Internet are two good sources to find information on…
